Can a debt settlement program save me more cash
Can a debt settlement program save me more cash than credit counseling? So what should such US citizens do about this rock and a hard place? Well the first thing most US citizens think about when searching for an option for credit card debt relief is to possess a loan against the equity in their piece of real estate and consolidate the credit card bills into one monthly payment with a reduced APR (Annual Percentage Rate). This is many times known as a secured debt consolidation loan and can be pretty risky. If the debtor turns around and falls behind on the loan they will now risk getting their piece of real estate foreclosed on.
