You would have to hire a lawyer go to

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You would have to hire a lawyer, go to court and that would cost you a lot of money. There is also the problem of it being on your FICO debt relief report anywhere from 7 to 10 years. When you filling out any important application or document you by law have to answer yes when inquired about your previous bankruptcy, so this does have a very negative long lasting effect on your ability to obtain future credit.

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